This much overlooked coverage can mean the difference between excellent and mediocre care and between assets to pass on vs none. Many people balk at the costs and we understand another insurance expense is not appealing. There are creative ways to get covered within your budget. 70% of people will need Long Term Care at some point in their life, the cost of not having it is much more than the cost of premiums.
Please read this article from Forbes magazine.
http://www.forbes.com/sites/jamiehopkins/2014/07/28/changing-family-caregiver-dynamics-ramp-up-the-importance-of-long-term-care-planning/